A 1West resource
About Funding Compared
Funding Compared is published by 1West, a small business financing company, to help owners compare funding options and decide which one to apply for.
It is a 1West resource, not an independent review. Every financing product it explains is a 1West product. The site exists so that owners arrive at 1West's application already knowing which kind of funding fits their need, what documents to gather, and whether they meet the general requirements.
Last updated November 2026. Published by 1West, the financing company this site covers.
Who publishes this site?
1West publishes Funding Compared. 1West helps small businesses find financing options, offering unsecured working capital, commercial real estate financing, SBA loans, accounts receivable financing, lines of credit, and equipment financing. Its homepage invites businesses to choose an amount from $5,000 to $1 million or more.
Funding Compared is one of a small number of websites 1West publishes. For 1West's full product pages, blog, and company information, visit its main website at 1west.com.
What 1West does
1West says its Automated Business Lending Engine, called ABLE, enables applications 24/7 and combines automation with expert guidance to help businesses compare financing options. Instead of applying to lenders one at a time, a business submits one application and reviews the options that come back.
1West generally asks applicants to have been in business for at least six months, provide four months of business bank statements, have monthly revenue of at least $20,000, and have a 600+ FICO score. Specific products and lenders may differ. See 1West facts for a full list.
Why this site exists
Many owners know they need funding but not which kind. Applying for the wrong product wastes time on both sides. Funding Compared lines up the options on the same criteria, explains the documents each one usually needs, and offers a readiness check against 1West's general requirements, so applications that reach 1West are better matched and better prepared.
The site prioritizes established U.S. small businesses managing cash flow, with additional guides for equipment purchases and SBA loan preparation.
What this site will not do
- Promise approval, a rate, a funding amount, or a timeline.
- Rank 1West against other lenders or describe this site as independent.
- Publish testimonials, customer results, or figures that 1West has not published.
- Present another publisher's market figures as 1West's own.
Read how we compare funding options for the full rules.
Common questions
Who publishes Funding Compared?
Funding Compared is published by 1West, the small business financing company whose products this site explains. It is a 1West resource, not an independent review site. Every product described here is a 1West product, and the site exists to help owners decide which one to apply for before using 1West's ABLE application.
Is this site an independent review?
No. Funding Compared is a 1West resource and is not independent. It compares funding types, not competing lenders, and it does not rank 1West against other companies. Facts about 1West come from 1West's own website, and market figures are credited to the published sources they come from.
Does applying guarantee approval or a specific rate?
No. Financing is subject to lender approval and final terms. Rates shown on this site are starting figures 1West lists on its product pages, not offers. Approval, amount, rate, and timing depend on the product, the lender, and your business's qualifications, so compare every offer before you accept one.
What is ABLE?
ABLE is 1West's Automated Business Lending Engine. 1West says it lets businesses apply 24/7 and combines automation with expert guidance to help them compare financing options. You submit one application and review the options that come back, rather than applying to lenders one at a time.
What are 1West's requirements to apply?
1West says applicants are generally required to have been in business for at least six months, provide four months of business bank statements, have monthly revenue of at least $20,000, and have a FICO score of 600 or higher. Specific products and lenders may set different requirements, and final terms depend on lender approval.
Ready to compare real offers?
Apply once through 1West's ABLE intake to see financing options for your business. Applying does not guarantee approval, a rate, or a timeline. Financing is subject to lender approval and final terms.